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3x on dining & online groceries, 2x on travel, 60K bonus points
4x dining & US supermarkets, $120 dining credit, $120 Uber Cash
Flat 2% on everything (1% when you buy + 1% when you pay)
Rotating 5% categories (quarterly), 1% everything else, first-year cashback match
5% back at Amazon & Whole Foods, 2% dining/gas/drugstores, no annual fee (Prime required)